Nicole E Pagonis DDS
Dentistry in Los Gatos, CA

Financial Information

Here at Nicole Pagonis, DDS, we want to ensure that you get the dental treatment you need. We want to make sure everyone gets the quality dentistry they need—and expect. To ensure everyone can obtain and pay for the dentistry their family needs in Los Gatos, CA, and the surrounding communities of the Saratoga, Campbell, Monte Sereno, and San Jose, we accept a variety of payment options.

Taking good care of your oral health is one of the best things you can do to keep your entire body healthy. Preventive care is a crucial part of that, and we would like to see you at least twice a year for dental exams and cleans. By coming to the dentist regularly, you can actually save time and money in the long run.

If you ever have questions about the financial aspect of quality dentistry, we invite you to contact our friendly and helpful dental team.


We accept all insurance providers, but Nicole Pagonis DDS in not an HMO provider.

Payment Options

Payment for routine services such as examinations, x-rays, cleanings, and emergency visits are requested at the time services are provided.

We accept a variety of payments for your portion of your treatment total to make things easy:

  1. Mastercard
  2. Visa
  3. American Express
  4. Checks
  5. Cash

Please feel free to contact one of our experienced team members should you have any further questions.  


CareCredit offers both short-term interest-free financing, and longer-term financing. You can apply easily on their website and get approval in just a few minutes.

More information about this service:
Frequently Asked Questions

The dental office of Nicole E. Pagonis, DDS always strives to provide our patients with affordable, high-quality dental care. Dental insurance often makes healthier smiles more achievable and less of a financial burden.  

We Accept All Insurance Providers

To deliver excellent dental care to Los Gatos and the surrounding communities, we accept all insurance plans at Nicole E. Pagonis, DDS. However, we are not an HMO provider. For example, some of these providers include, but are not limited to:

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Humana
  • United Healthcare 

If you are unsure if we accept your insurance, please don’t hesitate to call us at (408) 399-3920. One of our friendly team members will be happy to answer any of your questions about treatment costs and your insurance coverage.


CareCredit is another popular option that makes dental care more affordable and attainable. CareCredit offers short-term and long-term financing, interest-free for those who are eligible. Applications only take minutes to complete, and our team can help you fill out the form if needed. 

Your Trusted, Family Dentist in 95032

Dr. Pagonis and our team of dental care professionals are dedicated to providing exceptional and affordable care to families in Los Gatos and beyond. If you need root canal therapy or dental implants in Los Gatos, we can help you get the treatment you require and deserve. Contact us today for more information about dental insurance in Los Gatos.

The dental practice of Nicole E. Pagonis, DDS, is unique from other offices in the area. Our state-of-the-art facility is modern and luxurious, allowing us to meet each patient’s dental needs and comfort levels. 

Dr. Pagonis is a passionate and highly skilled dentist in Los Gatos, CA committed to helping patients attain superior oral health for life. Dr. Pagonis and our team value each patient as an individual, and we always treat them as such. 

Our Patient Care Philosophy

At the dental office of Nicole E. Pagonis, DDS, we provide comprehensive dental care. From crowns and bridges to gum disease and TMJ treatments, we can do it all. 

Here are other aspects of our dental practice that sets us apart:

  • We serve patients of all ages, including children. 
  • We emphasize preventive care as the foundation for good oral health. 
  • We communicate clearly with all patients, treating them with the utmost respect and integrity. 
  • We treat every patient like a member of our own family. You are the most important person in our dental practice! 
  • We educate patients on how to best take care of their oral health throughout every life stage. 

Our Convenient Location 

Our dental office is at 14830 Los Gatos Blvd, Suite 104 in Los Gatos, CA. You can find our dental office just off Norman Y. Minta Highway (Highway 85) near Good Samaritan Hospital. 

If you’re heading east on CA-85 S, take the Los Gatos Blvd/Bascom Ave exit, and turn right onto Los Gatos Blvd. Next, turn left after Subway on the right, turn right onto National Ave, and turn right again until you reach our office. 

Please get in touch with us today for additional information about our services, location, or staff. 

Our dental office is located at the following address: 

14830 Los Gatos Blvd, Suite 104
Los Gatos, CA 95032

You can find our dental office in a large, white building with a red, barrel-tiled roof and green awnings over the windows. Towering palm trees and vibrant tropical plants frame our courtyard, welcoming patients and guests to our tranquil dental office.

Our building may look historic, but our state-of-the-art facility is equipped with the tools necessary to deliver the highest quality dental care available. 

Our Conveniently Located Dental Office

Our Los Gatos dental office is easy to find, as we are at the intersection of three bustling streets: Los Gatos Blvd., Samaritan Dr., and National Ave. Our building is nearby the Samaritan Medical Center and Plum Tree Care Center, and we are across the street Blood Draw at Stanford Cancer Center South Bay. Our dental office is spacious and inviting, and we provide ample parking for the convenience of our patients. 

Schedule Your Dental Visit Today! 

If you have ever wondered, “Who is the best dentist near me?” then the dental office of Nicole E Pagonis, DDS is what you have been looking for. Dr. Pagonis is an exceptionally skilled and caring dentist in Los Gatos, CA who helps families achieve excellent dental health. 

To schedule an appointment with Dr. Pagonis, please call our office at (408) 399-3920

If you have difficulty using our website, please email us or call us at (408) 399-3920
View the ADA Accessibility Statement


Please proceed to the office after you have parked. 
Please wear a mask and wait outside, we will promptly waive you in when ready.
If you are NOT greeted within five minutes: please enter, hand sanitize and be seated in the waiting room. 
Please inform our front desk you are here for your appointment. 

Please click HERE to refer to our Covid-19 page for details and UPDATES. As healthcare providers we are committed to providing you dentistry in a clean and safe way.